Blue Cross - Blue Shield of California

Offering healthcare insurance for individuals and families in all lifestyles, the Blue Cross Blue Shield of California aims at providing security for all Californians and a wide range of plan options so that each person can have their medical and lifestyle needs met individually.

The history of the Blue Cross Blue Shield of California started in 1929 when Justin Ford Kimball, vice president of Baylor University in Texas developed a health care plan for teachers, guaranteeing hospital care for three weeks a year at $6. In 1939, a man created the shield symbol in Buffalo, New York by the name of Carl Metzger and in that same year, California founded its first official Blue Shield Plan. Today, the Blue Cross Blue Shield offers plans in every US State but they do work independently of one another, Blue Cross Blue Shield of California is an independent franchise. With over 4500 employees to date, Blue Shield of California is a non-profit and a mutual beneficial corporation. A distinction made between Blue Cross and Blue Shield solely found in Pennsylvania dates back historically and the difference relates to hospital coverage for the former and medical coverage for the latter. This means that Blue Cross and Blue Shield Brands do not belong to the same insurers.

Blue cross Blue Shield of California has received service ratings of excellence from the National Committee for Quality Assurance. An explanation would be that many health insurance companies are not willing to compromise their health care plan, either a benefit is included or not, this can be a great concern when one suffers from life threatening illness and is unable to receive the correct medical attention or is denied a health care plan. The Blue Cross Blue Shield of California has various plans to suit your individual needs and are willing to compromise plan options and payments, for example, if you were suffering from a chronic illness such as diabetes you will be able to take out Californian Health Insurance plan but at an increased premium, due to the increased risk factor.

Many people ask why they should choose the Blue Shield of California. The reasons can be endless but the most important will be mentioned here, namely stability – Blue Shield of California has been around for the past 63 years and has proved the quality of their service each year, they have an extensive network and the availability of network providers is endless. The Blue Cross Blue Shield of California also offer out -of - area coverage so when you leave your state for vacation you will still be able to benefit from your plan. These are only a few of the advantages of choosing Blue Cross and Blue Shield of California, and as their long-term commitment states, ‘ we're here for you today, and we'll be here for you tomorrow as well’.